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Andhra Bank is present in 29 states across the country

Find IFSC Code, MICR Code and Bank Branches of Andhra Bank

# State Branches in State
1 Andhra Pradesh 1668
2 Assam 9
3 Bihar 46
4 Chandigarh 25
5 Chhattisgarh 14
6 Dadra And Nagar Haveli 1
7 Delhi 70
8 Goa 4
9 Gujarat 70
10 Haryana 89
11 Himachal Pradesh 6
12 Jammu And Kashmir 4
13 Jharkhand 25
14 Karnataka 125
15 Kerala 40
16 Madhya Pradesh 46
17 Maharashtra 135
18 Meghalaya 1
19 Odisha 186
20 Puducherry 4
21 Punjab 81
22 Rajasthan 71
23 Sikkim 1
24 Tamil Nadu 188
25 Telangana 112
26 Tripura 1
27 Uttar Pradesh 118
28 Uttarakhand 14
29 West Bengal 64

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What is IFSC code?

IFSC is an acronym for Indian Financial System Code. It is a 11 characters alphanumeric code which is unique for every bank's branch. The last 6 characters of an IFSC code represents a specific branch of a bank.

Why we need IFSC code?

For online funds transfers via National Electronic Fund Transfer (NEFT), Real Time Gross Settlement (RTGS) and Immediate Payment System (IMPS), we need IFSC code of the beneficiary account.

What is NEFT?

NEFT is an acronym for National Electronic Funds Transfer. It is the most commonly used method for online funds transfer. The transfer doesn’t happen in real-time, rather in slots. There are 11 slots from 8 am to 7 pm on weekdays (Monday through Friday) and 6 slots from 8 am to 1 pm on Saturdays (except 2nd and 4th Saturday).

NEFT Charges

  • - Transactions up to ₹ 10,000 – not exceeding ₹ 2.50 + service tax
  • - Transactions above ₹ 10,000 and up to ₹ 1 lakh – not exceeding ₹ 5 + service tax
  • - Transactions above ₹ 1 lakh and up to ₹ 2 lakhs – not exceeding ₹ 15 + service tax
  • - Transactions above ₹ 2 lakhs – not exceeding ₹ 25 + service tax

Note: There is no minimum or maximum transfer limit.

What is RTGS?

RTGS is an acronym for Real Time Gross Settlement. Real Time means that the settlement of fund happens in real-time, individually on an instruction by instruction basis, without any delay. RTGS transfer has a minimum limit of rupees 2 lakhs (200,000). As per Reserve Bank of India, there is no maximum limit defined on an RTGS transfer, though the banks might put their own limits. An RTGS can be done between 9 am to 4.30 pm from Monday to Friday and 9 am to 2 pm on Saturday.

RTGS Charges

  • - RTGS charges ranges between ₹ 25 to ₹ 52 per transaction
What is IMPS?

IMPS is an acronym for Immediate Payment Service. It is the latest electronic fund transfer facility which enables an instant interbank electronic fund transfer service through mobile phones. It is also being extended through other channels such as ATM, Internet Banking, etc. Through IMPS, the money is transferred instantly to the beneficiary’s account, in no time. Through IMPS we can transfer the money 24x7 throughout the year, all 365 days, even on bank holidays.

IMPS Charges

  • - Transactions up to ₹ 1 lakh – not exceeding ₹ 5 + service tax
  • - Transactions above ₹ 1 lakh and up to ₹ 2 lakhs – not exceeding ₹ 15 + service tax

Note: The minimum amount is ₹ 1 and maximum amount is ₹ 2 lakhs, which can be transferred via IMPS.