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Axis Bank is present in 36 states across the country

Find IFSC Code, MICR Code and Bank Branches of Axis Bank

# State Branches in State
1 Andaman And Nicobar Island 3
2 Andhra Pradesh 256
3 Arunachal Pradesh 4
4 Assam 76
5 Bihar 115
6 Chandigarh 73
7 Chattisgarh 1
8 Chhattisgarh 23
9 Dadra And Nagar Haveli 2
10 Daman And Diu 2
11 Delhi 169
12 Goa 18
13 Gujarat 352
14 Haryana 275
15 Himachal Pradesh 15
16 Jammu And Kashmir 32
17 Jharkhand 67
18 Karnataka 346
19 Kerala 122
20 Madhya Pradesh 159
21 Maharashtra 529
22 Manipur 13
23 Meghalaya 11
24 Mizoram 5
25 Nagaland 11
26 Odisha 164
27 Puducherry 5
28 Punjab 347
29 Rajasthan 149
30 Sikkim 9
31 Tamil Nadu 306
32 Telangana 62
33 Tripura 10
34 Uttar Pradesh 260
35 Uttarakhand 43
36 West Bengal 269

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What is IFSC code?

IFSC is an acronym for Indian Financial System Code. It is a 11 characters alphanumeric code which is unique for every bank's branch. The last 6 characters of an IFSC code represents a specific branch of a bank.

Why we need IFSC code?

For online funds transfers via National Electronic Fund Transfer (NEFT), Real Time Gross Settlement (RTGS) and Immediate Payment System (IMPS), we need IFSC code of the beneficiary account.

What is NEFT?

NEFT is an acronym for National Electronic Funds Transfer. It is the most commonly used method for online funds transfer. The transfer doesn’t happen in real-time, rather in slots. There are 11 slots from 8 am to 7 pm on weekdays (Monday through Friday) and 6 slots from 8 am to 1 pm on Saturdays (except 2nd and 4th Saturday).

NEFT Charges

  • - Transactions up to ₹ 10,000 – not exceeding ₹ 2.50 + service tax
  • - Transactions above ₹ 10,000 and up to ₹ 1 lakh – not exceeding ₹ 5 + service tax
  • - Transactions above ₹ 1 lakh and up to ₹ 2 lakhs – not exceeding ₹ 15 + service tax
  • - Transactions above ₹ 2 lakhs – not exceeding ₹ 25 + service tax

Note: There is no minimum or maximum transfer limit.

What is RTGS?

RTGS is an acronym for Real Time Gross Settlement. Real Time means that the settlement of fund happens in real-time, individually on an instruction by instruction basis, without any delay. RTGS transfer has a minimum limit of rupees 2 lakhs (200,000). As per Reserve Bank of India, there is no maximum limit defined on an RTGS transfer, though the banks might put their own limits. An RTGS can be done between 9 am to 4.30 pm from Monday to Friday and 9 am to 2 pm on Saturday.

RTGS Charges

  • - RTGS charges ranges between ₹ 25 to ₹ 52 per transaction
What is IMPS?

IMPS is an acronym for Immediate Payment Service. It is the latest electronic fund transfer facility which enables an instant interbank electronic fund transfer service through mobile phones. It is also being extended through other channels such as ATM, Internet Banking, etc. Through IMPS, the money is transferred instantly to the beneficiary’s account, in no time. Through IMPS we can transfer the money 24x7 throughout the year, all 365 days, even on bank holidays.

IMPS Charges

  • - Transactions up to ₹ 1 lakh – not exceeding ₹ 5 + service tax
  • - Transactions above ₹ 1 lakh and up to ₹ 2 lakhs – not exceeding ₹ 15 + service tax

Note: The minimum amount is ₹ 1 and maximum amount is ₹ 2 lakhs, which can be transferred via IMPS.