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State Bank Of India is present in 36 states across the country

Find IFSC Code, MICR Code and Bank Branches of State Bank Of India

# State Branches in State
1 Andaman And Nicobar Island 26
2 Andhra Pradesh 2889
3 Arunachal Pradesh 60
4 Assam 425
5 Bihar 1071
6 Chandigarh 497
7 Chhattisgarh 47
8 Dadra And Nagar Haveli 5
9 Daman And Diu 9
10 Delhi 650
11 Goa 113
12 Gujarat 1484
13 Haryana 701
14 Himachal Pradesh 373
15 Jammu And Kashmir 208
16 Jharkhand 635
17 Karnataka 2042
18 Kerala 1476
19 Lakshadweep 1
20 Madhya Pradesh 1300
21 Maharashtra 2163
22 Manipur 43
23 Meghalaya 114
24 Mizoram 44
25 Nagaland 70
26 Odisha 974
27 Puducherry 36
28 Punjab 1112
29 Rajasthan 1549
30 Sikkim 37
31 Tamil Nadu 1520
32 Telangana 142
33 Tripura 71
34 Uttar Pradesh 2510
35 Uttarakhand 456
36 West Bengal 1412

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What is IFSC code?

IFSC is an acronym for Indian Financial System Code. It is a 11 characters alphanumeric code which is unique for every bank's branch. The last 6 characters of an IFSC code represents a specific branch of a bank.

Why we need IFSC code?

For online funds transfers via National Electronic Fund Transfer (NEFT), Real Time Gross Settlement (RTGS) and Immediate Payment System (IMPS), we need IFSC code of the beneficiary account.

What is NEFT?

NEFT is an acronym for National Electronic Funds Transfer. It is the most commonly used method for online funds transfer. The transfer doesn’t happen in real-time, rather in slots. There are 11 slots from 8 am to 7 pm on weekdays (Monday through Friday) and 6 slots from 8 am to 1 pm on Saturdays (except 2nd and 4th Saturday).

NEFT Charges

  • - Transactions up to ₹ 10,000 – not exceeding ₹ 2.50 + service tax
  • - Transactions above ₹ 10,000 and up to ₹ 1 lakh – not exceeding ₹ 5 + service tax
  • - Transactions above ₹ 1 lakh and up to ₹ 2 lakhs – not exceeding ₹ 15 + service tax
  • - Transactions above ₹ 2 lakhs – not exceeding ₹ 25 + service tax

Note: There is no minimum or maximum transfer limit.

What is RTGS?

RTGS is an acronym for Real Time Gross Settlement. Real Time means that the settlement of fund happens in real-time, individually on an instruction by instruction basis, without any delay. RTGS transfer has a minimum limit of rupees 2 lakhs (200,000). As per Reserve Bank of India, there is no maximum limit defined on an RTGS transfer, though the banks might put their own limits. An RTGS can be done between 9 am to 4.30 pm from Monday to Friday and 9 am to 2 pm on Saturday.

RTGS Charges

  • - RTGS charges ranges between ₹ 25 to ₹ 52 per transaction
What is IMPS?

IMPS is an acronym for Immediate Payment Service. It is the latest electronic fund transfer facility which enables an instant interbank electronic fund transfer service through mobile phones. It is also being extended through other channels such as ATM, Internet Banking, etc. Through IMPS, the money is transferred instantly to the beneficiary’s account, in no time. Through IMPS we can transfer the money 24x7 throughout the year, all 365 days, even on bank holidays.

IMPS Charges

  • - Transactions up to ₹ 1 lakh – not exceeding ₹ 5 + service tax
  • - Transactions above ₹ 1 lakh and up to ₹ 2 lakhs – not exceeding ₹ 15 + service tax

Note: The minimum amount is ₹ 1 and maximum amount is ₹ 2 lakhs, which can be transferred via IMPS.